Same Day Loans Online Vs. Text Loans UK

Text loans are short term loans, usually the loan amount is from£100 to £1000 over a period from1 to 12 months to help you in an emergency If you are accepted for a short term loan by a lender on our panel then you will receive confirmation by text or by email.

Applying for a text loan is quick and easy and secure. The procedure is online, all you need to do is complete the on line application form, the form is then assessed by the panel of lenders you just have to follow these 4 easy steps:

1. fully complete the application form and follow the instructions.
2. The form is assessed by panel of off lenders.
3.Online decision is provided in minutes (a credit check may be performed by the lender).
4. If approved funds will be transferred directly to your bank account.

Funds will be transferred directly into your Bank account.

1. You must be a UK resident and be over 18 years of age.
2. You must be in employment
3.You must have a valid bank account with a debit card.

The lenders may perform a credit check on your application so please be sure that you are in a position to pay back the amount that you apply for.

No, we won’t charge any broker fees for using our online application form.

Yes, your details are confidential, this means your information is safe, secure and private.

Every lender has their own different policies regarding early repayment of loans. Generally, the lenders who accept early repayment provides a rebate on outstanding interest. So you are advised to read their terms and conditions before confirming the loan.

Repayment is a simple and hassle free process. The lender will deduct your agreed loan payments from your bank account as per your pre-agreed payment schedule.

No we are a broker however we are associated with many lenders who we work with to find the best loan for you. If you are eligible for a loan, you will be matched to the very best suitable lender for your required cash circumstances and situation.

You may apply for anything up to £1,000 until your next payday.

The UK Banks Faster Payments Service can reduce the traditional 3 working day BACS transfer to typically a few hours. You will need to check with your Bank that your Account can accept faster payments.

If you feel like you will not be able to repay your loan on time or are having money issues, please contact your lender directly as each lender has different code of practices and terms. The terms and conditions relating to your loan will have been provided to you by the lender before you signed your loan agreement and will have sent you a reference copy to retain. The consequences of non-payment can include:-

• Making it more difficult for you to obtain credit in the future.
• Further interest or charges being applied to your loan as you will need to amend your original loan agreement with an extension.
• If you are unable to resolve the issue with your lender, they may refer you to a third party credit agency.

So please read carefully the terms and policy presented by the lender before accepting your loan agreement. If you are likely to miss or have any problems making a payment you should contact the lender directly.

We do not recommend to renew your loan but in some cases this can be unavoidable. Some of the lenders may allow renewals of the loan. You are advised to contact your lender directly who will discuss your options with you.